Chipin for Natalie

After looking at the Chipin account for Natalie's Nicaragua fund, I noticed that regardless of how people are sending the money, Paypal is keeping a portion of it. It looks like it's the standard .30 plus 2.9%. SO, maybe we should rethink this. I hate that the money she needs is being taken by a third party. What do you think we should do? I know it's convenient, but is it worth it?